If you’re already a Sonnet customer, you can add your discount online in a few simple steps: 

1. Log in to your account. 
2. Select the policy you’d like to add a discount to. 
3. Select  Add a group and affinity discount. 
4. Select a group you belong to and enter the required details. Select  Add discount. 
5. Repeat this for each group you belong to. We’ll automatically apply the discount that gives you the best savings. 
6. When you’re finished, select  Add discount. 
7. Review your policy change, including any price updates. Once you’ve reviewed and confirmed your changes, select  Update policy. 
8. The discount is automatically applied to your policy. If we can’t verify your eligibility, we’ll remove the discount. 

Note: If you have multiple policies with Sonnet, repeat the steps above for each policy to add a qualifying discount. 

We can help around the clock.  Chat with our agents Monday to Friday from 8 a.m. to 6 p.m. ET, excluding holidays. Need help after hours?  Email us and we’ll reply within two business days. Our chatbot is also available 24/7.

It depends. Some discounts may apply to both your home and auto policies, while others may apply only to one. If you qualify for more than one group or affinity discount, we can only apply one discount per policy, but we’ll make sure you get the best price.

Adding a discount is easy. 

1. Look for the group and affinity discount field when getting a home or auto quote. Simply click Employer or Association and search for the name of your employer, group, or association and select it from the suggestions. We’ll ask for your organization’s ID to confirm your eligibility
2. If you’re a university or college alumni or student, click Canadian University or Canadian College. (If you’ve graduated from both, you can add both discounts and we’ll apply the one that gives you the best savings!) Quickly search for the name of your university or college. We’ll ask you for your graduation or expected graduation year to confirm your eligibility.
3. Click Add Discount. 
4. That’s it! Your discount will be applied to your quote. If we’re unable to verify your eligibility, then the discount will be removed.

Already have a Sonnet insurance policy? Learn how to add your discount.

During your home or auto quote, start typing and select your group from the dropdown, then enter your  organization's ID. You’ll see a “Discount applied” notification. We’ll use the information you’ve provided to verify you are a member and automatically apply your discount.

To qualify for a group and affinity discount, you or your spouse must be a graduate or student of an eligible Canadian university or college, a member of an eligible association, or an employee or retiree of an eligible organization.

When you add your discount, we’ll ask for your organization’s ID. We’ll use these details to confirm your eligibility and automatically apply your discount.

When you add your discount, we’ll also ask for a group ID. We’ll use these details to confirm your eligibility and automatically apply your discount.

We want to help you save money on your insurance – that’s why we offer discounts for 2000+ organizations! But being eligible for discounts isn't the only way to keep your premiums low. By understanding how home and auto insurance rating factors work, you’ll learn what steps you can take to get a more affordable premium. It’s easier than you think.

We give you our best price that’s specifically tailored for you. We’ve come up with a number of ways to help make sure you get the best price on your insurance.

Here are the ways you could save on your home insurance:

• Exclusive Sonnet Savings. Self-service has its benefits! You’ll save just for purchasing your insurance online. How easy is that?
• No Fees. No matter how you’re paying for your insurance, we won’t charge you any pesky fees.
• Claims Free. If you’re lucky enough to have been claims-free for five years, you could save.
• Multi-Location. When you insure more than one location, you could qualify for a multi-location saving. 
• Multi-Policy (home and auto). You could save when you insure both your home and your vehicle with us.
• Canadian University Alumni and Canadian College Alumni. You could save when you are a Canadian University or College alumni or student.

You should review your home insurance policy at least once a year. A great time for an annual review is when you receive your notice of renewal. However, there are certain other times when you’ll need to review and update your home policy.

Why should you review your home policy?

Your home insurance is there to protect you, your home, and your belongings in case the worst happens. Changes in your life can also mean changes to your insurance. It’s important to check your home insurance thoroughly to make sure you have adequate protection.

What are the benefits of reviewing your policy?

Reviewing your policy often will ensure that you’re best protected. It could also help you save on your insurance. You may no longer need as much coverage as before or you may find new discounts that you’re eligible for.

What are qualifying life events?

Insurance qualifying life events are usually triggered by a change in circumstances or major milestones. Are you starting up a new business from home? Have you finally started tackling the renovations on your list? Or have you just acquired some fancy new things? These types of life changes could change the coverage you need. Here is a list of specific qualifying life events to keep in mind:

• Your address has changed
• You’re starting a home-based business
• You plan to rent out all or a portion of your home
• The house will be vacant for a period of time
• Whenever there will be renovations/construction
• The addition of valuable belongings

Check out our blog for more info on when to review your home insurance policy.