Drive safe and save up to 35% with Sonnet Shift

Want more control over your auto insurance premium? With Sonnet Shift – you can have it! Sonnet Shift rewards you for making smart choices behind the wheel.

Our free, easy-to-use smartphone app monitors your driving and scores it. Every three months you could earn savings of up to 35% for driving safely, and at renewal, you could be rewarded for driving less through our Mileage Discount.

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Why do I need home insurance in Ontario?

Your house is one of the biggest purchases you’ll make. And with property prices soaring in Ontario, you’ll want to protect that investment. If something happens to your home – like a fire, windstorm or flooding after a rainstorm – your Ontario house insurance provides financial protection to help repair or rebuild so you can get back to making memories.

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Mandatory car insurance coverage

Insurance jargon? No thanks. Sonnet keeps it clear with straightforward insurance and top-notch 24/7 support. Even better? If you’re a Canadian university or college grad, you can get a discount. Plus, bundle your home and auto insurance to save even more — because insurance should be simple and affordable.

Insurance jargon? No thanks. Sonnet keeps it clear with straightforward insurance and top-notch 24/7 support. Even better? If you’re a Canadian university or college grad, you can get a discount. Plus, bundle your home and auto insurance to save even more — because insurance should be simple and affordable.

Insurance jargon? No thanks. Sonnet keeps it clear with straightforward insurance and top-notch 24/7 support. Even better? If you’re a Canadian university or college grad, you can get a discount. Plus, bundle your home and auto insurance to save even more — because insurance should be simple and affordable.

Optional car insurance coverage

Insurance jargon? No thanks. Sonnet keeps it clear with straightforward insurance and top-notch 24/7 support. Even better? If you’re a Canadian university or college grad, you can get a discount. Plus, bundle your home and auto insurance to save even more — because insurance should be simple and affordable.

Insurance jargon? No thanks. Sonnet keeps it clear with straightforward insurance and top-notch 24/7 support. Even better? If you’re a Canadian university or college grad, you can get a discount. Plus, bundle your home and auto insurance to save even more — because insurance should be simple and affordable.

Insurance jargon? No thanks. Sonnet keeps it clear with straightforward insurance and top-notch 24/7 support. Even better? If you’re a Canadian university or college grad, you can get a discount. Plus, bundle your home and auto insurance to save even more — because insurance should be simple and affordable.

Buy auto insurance with Sonnet for top-rated coverage and service

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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

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Why do I need home insurance in Ontario?

Your house is one of the biggest purchases you’ll make. And with property prices soaring in Ontario, you’ll want to protect that investment. If something happens to your home – like a fire, windstorm or flooding after a rainstorm – your Ontario house insurance provides financial protection to help repair or rebuild so you can get back to making memories.

4:3 image

Drive safe and save up to 35% with Sonnet Shift

Want more control over your auto insurance premium? With Sonnet Shift – you can have it! Sonnet Shift rewards you for making smart choices behind the wheel.

Our free, easy-to-use smartphone app monitors your driving and scores it. Every three months you could earn savings of up to 35% for driving safely, and at renewal, you could be rewarded for driving less through our Mileage Discount.

Headline title goes here

Purus est varius amet eget eu lorem. Morbi arcu et pharetra quis pharetra ante sit. Tortor mattis proin nec elementum pellentesque lectus sed. Nibh turpis ut suscipit interdum tristique. Urna duis lobortis ut gravida ante ornare consectetur.

Here is an example of using a hyperlink in a body paragraph.

Title goes here

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Title goes here

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Title goes here

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Title goes here

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Title goes here

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

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How do I get a car insurance quote?

We know adulting is hard. That’s why Sonnet’s made it simple to get an instant auto insurance quote.

Step 1: Enter your vehicle info and personal details. This includes things like the year, make, model, and VIN of your vehicle(s). It also includes stuff about you – like your driver’s licence, address and date of birth – and other drivers in your household.

Step 2: Add your discounts. Sign up for any savings you’re eligible for. We offer discounts on car insurance for Canadian university and college graduates, select employer groups, unions, associations, and more.

Step 3: Choose your policy type. Looking for regular car insurance? Go for our traditional package. Want to try our new usage-based insurance and save up to 35% for driving safely? Choose Sonnet Shift.

Step 4: Customize your coverage. Tailor your policy to suit your needs. Be sure to review your auto insurance coverages and deductibles to make sure you’re fully protected.

Step 5: Buy or save your quote. Purchase your new car insurance securely online. Need to think about it? Save your quote and we’ll email it to you. Your price will be saved for 45 days if the options you chose and info you provided don’t change.

If you have questions about car insurance coverage or just want to know more when you’re doing your quote, our licensed Insurance Agents are here to help. Contact us!

Auto insurance: Frequently asked questions

Getting an auto insurance quote with Sonnet is quick and easy – with plenty of help along the way. Check out our blogs and frequently asked questions (FAQs) for helpful tips about car insurance.

Blogs

Row of cars
  • On the Road

10 cheapest cars to insure

An article that outlines the top 10 cheapest cars to insure in Canada.

1 min. read

Sharing the road with bikes
  • On the Road

10 tips for sharing the road with bicycles

These days, more and more Canadians are swapping four wheels for two, whether it’s to get fit, reduce their carbon footprint, or simply to enjoy the fresh air. For drivers, this means sharing the road with bicycles – and more responsibility when it comes to preventing accidents.

6 min. read

Teenage boy driving car
  • On the Road

3 steps for buying your teen’s first car

So, your teen just passed their final road test and are a fully licensed driver – a blessing and a curse. Maybe they’ve been saving for it, or maybe it’s a birthday gift – either way, it might be time for their first car. But how do you know which car is the right one for them? How much should it cost? We asked our partner, CarCostCanada for tips on how to navigate the car-buying process. They’re experts on everything from choosing the right model to understanding how to negotiate the right price.

4 min. read

FAQs

Sonnet’s Above and Beyond package is being discontinued. New or moving customers won’t be able to add it to their policy.  

 

Existing Sonnet customers who already have Above and Beyond package on their home or condo policy will continue to receive the extra perks listed below. Now, they’ll be listed as separate add-ons.  

 

Replacement cost cashout. You’ll have the option to have your claims paid out in cash for the replacement cost. Then, you can decide whether you want to repair or replace your lost or damaged property. 

 

First claim forgiveness. This means your rate won’t increase due to your first claim. We’ll pretend it didn’t even happen. 

While you may not have reported an accident, it still might be on record if it was reported to the police or if the other party involved reported a claim. This information is made available to us when we check your claims history.

Don’t panic! If you accidentally deleted the Sonnet Insurance app, you can re-download it right from the app store available on your phone. Your data won’t change and you won’t have to start all over again, or even call us.

Here’s what to do:

  1. Open the app store on your smartphone. The app store you use will depend on if you use iOS or Android).
  2. Search ‘Sonnet Insurance’ and it should appear.
  3. Download the app.
  4. Log in using the email address associated with the account, and the same password you created when you set up Sonnet Shift.

    Heads up! Be sure to allow the necessary permissions – otherwise, the app won’t be able to track your trips.

  5. That’s it – the app will pick up right where you left off!

Need to update your mortgage company’s details? You can make this quick update through your Sonnet account.

Heads up! It’s important that your mortgage company’s name and address are correct on your policy. Take the time to make sure you have the right details.

  1. Log in to your account and select your home policy.
  2. Head over to the Mortgage Info tab.
  3. To add a mortgage company, select Add a mortgage. Enter in your mortgage company’s name and address. Click Add.

    To update your mortgage company’s address, click Edit under their details. Make any necessary changes, and click Save. (If your mortgage company’s name needs updating, you’ll need to remove and re-add them to your policy.)

    To remove a mortgage company, click the  X  in the top right-hand corner beside their name. We’ll send a notice to your mortgage company to let them know that they’ve been removed.

Your policy documents will update to reflect the new information. If your mortgage company needs proof of insurance, you’ll be able to download this right from your account. It’s up to you to provide them with this documentation. Proof of insurance won’t be mailed out when your mortgage company is added to your policy.

If you just have a quote right now, we’ll ask for your mortgage company’s information during purchasing. Check out what else you’ll need before buying.

Drive safe and save up to 35% with Sonnet Shift

Want more control over your auto insurance premium? With Sonnet Shift – you can have it! Sonnet Shift rewards you for making smart choices behind the wheel.

Our free, easy-to-use smartphone app monitors your driving and scores it. Every three months you could earn savings of up to 35% for driving safely, and at renewal, you could be rewarded for driving less through our Mileage Discount.

You survived the scroll. Now treat yourself to a great price.